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Partial 1031 (Boot) Calculator

Boot is the taxable amount in a partial 1031 exchange.

See exactly how much of your gain will be taxed when you don't fully reinvest — and how to fix it.

Relinquished Property (Selling)

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$
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Replacement Property (Buying)

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What is boot?

Cash Boot: Proceeds from the sale that you don't reinvest. Example: You net $500k cash but only use $400k for the new property. The $100k difference is cash boot.

Mortgage Boot: Debt relief. Example: You pay off a $300k mortgage but only take on a $200k new mortgage. The $100k difference is mortgage boot (unless offset by cash).

The two tests for full deferral

1. Purchase Price Test: You must buy replacement property equal to or greater than your net sales price.

2. Equity Test: You must reinvest all net cash proceeds. Any paid-off debt must be replaced with new debt or additional cash.

Ready to calculate

Enter your property numbers on the left to see your boot calculation and tax estimate.

Enter numbers to see results
Recognized Gain
$0
(Taxed Now)
Estimated Tax
$0
(You Owe IRS/State)

Boot Analysis

Cash Boot$0
Mortgage Boot$0
Total Boot$0

Gain Deferral

Realized Gain$0
Recognized (Taxed)$0
Deferred Gain$0

New Basis This becomes your starting basis for future depreciation and any eventual sale of the replacement property.

Replacement Basis$0

Tax Breakdown

Recapture (25%)$0
Fed Capital Gains$0
NIIT (3.8%)$0
State Tax$0
Total Tax Due$0
Effective rate on boot0.0%
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